Crush Your Medical Bills
& Collections
Our AI finds billing errors, generates dispute letters, and arms you with everything you need to fight back against unfair debt. Average savings: $2,400.
100% Money-Back Guarantee
We find savings or you don't pay. Period.
$200B+
Americans overpay annually on medical bills
80%
of medical bills contain errors or overcharges
$2,400
Average savings found by DebtCrusher AI
How It Works
Three simple steps to take back control of your medical bills and collections.
Upload or Describe
Upload your bill, paste collector communications, or describe your debt. We accept photos, PDFs, emails, and text.
AI Analyzes Everything
Our AI cross-references thousands of billing codes, fair market prices, and legal protections to find every error and opportunity.
Get Your Arsenal
Receive dispute letters, negotiation scripts, settlement offers, and a complete defense strategy — ready to send.
Your Weapons Against Unfair Debt
Medical Bill Analyzer
Upload any medical bill and our AI instantly identifies overcharges, duplicate charges, and billing errors.
- ⚡CPT code verification against fair market rates
- ⚡Duplicate charge detection
- ⚡Upcoding identification
- ⚡Auto-generated dispute letters
- ⚡Itemized bill request templates
Collections Crusher
Being contacted by collectors? We arm you with legal defenses, settlement strategies, and violation reports.
- ✓Debt validation letter generation
- ✓Settlement offer calculations (pay 30-50¢ on the dollar)
- ✓FDCPA violation detection
- ✓Statute of limitations checker by state
- ✓Credit bureau dispute letters for all 3 bureaus
256-bit Encryption
Bank-level security for your data
Auto-Delete After Analysis
Your bills are never stored permanently
HIPAA-Compliant Processing
Your medical data stays protected
Simple, Fair Pricing
No hidden fees. No subscriptions required. Pay only if we find savings.
Single Analysis
One-time bill analysis with full report
- ✓Complete bill error analysis
- ✓Dispute letter generation
- ✓Settlement recommendation
- ✓Negotiation script
- ✓100% refund if no savings found
Unlimited Crusher
Unlimited analyses + full collections defense
- ✓Everything in Single Analysis
- ✓Unlimited bill analyses
- ✓Collections defense toolkit
- ✓FDCPA violation monitoring
- ✓Credit bureau dispute letters
- ✓Priority AI processing
People Are Fighting Back
“DebtCrusher found $3,200 in overcharges on my ER bill. The dispute letter worked — hospital reduced my bill by 60%.”
Sarah M.
Austin, TX
“A collector was harassing me for a debt past the statute of limitations. DebtCrusher caught it and generated a cease letter. Debt gone.”
James R.
Columbus, OH
“I was about to pay $4,800 for a surgery bill. The AI found duplicate charges and upcoding. Settled for $1,900.”
Maria L.
Miami, FL
Frequently Asked Questions
Is my medical data safe?▼
Absolutely. We use 256-bit encryption, HIPAA-compliant processing, and auto-delete your data after analysis. We never store your bills permanently or share your information with third parties.
How accurate is the AI analysis?▼
Our AI cross-references your bill against a database of thousands of CPT codes, fair market rates, and common billing errors. We catch overcharges that most people would never notice. If we don't find savings, you get a full refund.
What types of bills can you analyze?▼
Medical bills, hospital bills, ER bills, dental bills, lab bills, and collection notices. We support PDF uploads, photos/screenshots, pasted text, or manual description of your charges.
How does the money-back guarantee work?▼
If our analysis doesn't identify any errors, overcharges, or savings opportunities, we refund your $25 analysis fee in full. No questions asked.
Is this legal advice?▼
No. DebtCrusher provides educational information and generates template letters based on established consumer protection laws. We are not a law firm and do not provide legal advice. For complex legal matters, we recommend consulting with a consumer protection attorney.
How long does the analysis take?▼
Most analyses complete in under 60 seconds. Complex bills with many line items may take up to 2 minutes.
Stop Overpaying.
Start Fighting Back.
Join thousands who've saved money on their medical bills and defeated unfair collections.
Crush My Bill Now →